Consumer Bankruptcy
Ever-increasing debts maximize stress while minimizing hope. A light at the end of the tunnel is impossible to see. Collection agencies call constantly and fill up your mailbox with final notices and certified letters. You need debt relief and legal protection.
The New Jersey bankruptcy attorneys at Schneider Freiberger, P.C. each bring more than 35 years of experience in consumer bankruptcy relief with a heavy focus in helping clients with Chapter 7 bankruptcy filings in a timely, affordable manner. If you are overwhelmed with credit card billings and fear foreclosure of your home or repossession of your car, take action by reaching out to our firm via phone or our contact form.
When You Should Reach Out to a Consumer Bankruptcy Lawyer
Filing for bankruptcy is a scary concept to most people and admitting you need help getting out of debt is hard. Bankruptcy laws exist specifically to help people who have accrued a heavy burden of debt and need to get a fresh start. It is important to be proactive and take charge of the situation: if you’re at a point where you’re ignoring phone calls and unwilling to open your mail, it is time to explore your legal options. The consumer bankruptcy attorneys at Schneider Freiberger, P.C. want to help you get back on track. We’ll help you understand all your options and figure out the best solution.
New Jersey Consumer Bankruptcy Relief Lawyers Asserting Your Bankruptcy Rights
At Schneider Freiberger, P.C., we provide personalized representation that starts with your free initial consultation. We spend time with you to analyze your situation and identify the best options for you based on various factors, including:
- Chapter 7 Personal Bankruptcy
- Credit Card Bankruptcy
- Student Loan Bankruptcy
- Medical Bill Bankruptcy
- Tax Bankruptcy (Past-due Tax Debt)
- Home foreclosure
- Car repossession
Contrary to what many people believe following the changes in bankruptcy laws, Chapter 7 remains a viable choice to achieve debt relief. Many of our clients still qualify for a discharge of their unsecured debt. For those who don’t, there may be a solution we can find that can ease some of your debt. With our free consultation, we can discuss your specific situation and come up with a game plan moving forward.